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Pension consolidation

This is a common objective for many of our customers.

Have you built up various pensions throughout your career with different pension providers or company schemes?

Do you know what income these different policies will provide during retirement?

We frequently encounter people in this situation. We can give you a clear picture of what you have and what options are available to you.

Retirement Income

Pensions can be a confusing subject, the new Pension Freedom rules have opened the door for those needing full flexibility of income in retirement... This has also made saving into a Pension much more attractive again for various objectives such as tax efficiency and estate planning.


An Annuity can pay a fixed guaranteed income for life but there are many different options that you may not be aware of when purchasing.

The income offered by your existing pension provider may not be the best deal for you. Using the OMO (open market option) may help you receive thousands more in income over the life of your plan.

With our support you can ensure you get the right deal for your circumstances.

No obligation, initial consultation at no cost to you, contact us you arrange an appointment at a time and place to suit you.